David Giertz Emphasizes The Importance Of Social Security Benefits

David Giertz is a representative for Nationwide with an interest in financial planning, so he goes the extra mile in determining the best course for each of his own clients. In a new interview with The Wall Street Journal, he says he has discovered a detrimental error that many financial advisors make in counseling their clients. Mr. Giertz says even the most dedicated professionals will often avoid the topic of social security benefits, even though it plays a vital role in establishing a plan for every retiree’s future.

Speaking with clients regularly on the topic, David Geirtz discovered that the important role social security plays in retirement planning is not lost on the public in general. In fact, a reluctance to discuss the topic on behalf of financial planners often leads to a loss of clients.

In light of this trend, it seems foolish to disregard the topic of social security benefits, but Giertz says it’s still done. Explaining why, he reveals that the rulebook governing social security is exhaustive with a total of 2,700 rules for financial advisors to learn on moneytips.com.

Even so, David Giertz says it’s more important than ever before to get the most out of our social security benefits, now that company and government pensions are becoming things of the past.

Talking with CNBC, David Giertz emphasizes the importance of maximizing one’s benefits, which means delaying the age at which one starts receiving social security. While age 62 is the age when most people are eligible to begin collecting, David suggests waiting longer, even delaying access to benefits for as long as possible. He says, by waiting to collect, social security benefits will increase.

David adds that, by taking benefits early, people are losing up to $300,000, which factors down to $12,000 per year, or $1,000 a month according to linkedin.com.

Learn more about David Giertz: https://soundcloud.com/davidgiertz

Under AuiemoNeto, JHSF becomes international player

Despite significant challenges as a country, Brazil has undergone a major transformation over the last few decades. Once a dilapidated backwater of Latin America, the country is quickly becoming a first-world entity. This is especially true in its major cities, where world-class developments are supplanting the fatherless and slums of old.

One of the key actors in this transformation of the country from third-world dysfunction to a beacon of high-end luxury living is a man named Jose AuriemoNeto. As the son of Fabio Auriemo, one of Brazil’s pioneering real estate developers, he has taken over the family business, JHSF Participacaoes. Having been founded in 1972, the company is one of Brazil’s oldest continually operating real estate development firms, with hundreds of successful projects in its portfolio and dozens of ongoing real estate developments in construction currently.

The company has its principal markets in Salvador, Manaus and Sao Paulo. But it also has major operations in Rio De Janeiro as well as other major cities throughout the country. The company has largely focused on development of luxury brands. These include some of the country’s most posh shopping centers as well as a large number of luxury condominium developments. In a country known for its sprawling slums, nobody is doing more to overhaul Brazil’s image than JHSF Participacaoes. Having built some of the most sought-after residential properties in the country, JHSF Participacaoes directly taken on some of the most well-known luxury markets in the world, such as New York City and London, competing for the richest and most discerning customers on the planet.

One example of this philosophy of creating world-class luxury developments is the ParqueCidadeJardim development. After Jose AuriemoNeto spotted a large vacant property, adjacent to a major highway running through Sao Paulo, he immediately recognized it as a premier site for the development of a large-scale luxury condominium, office and shopping development. The size and scope of the project had never been done before in Brazilian history.

Today, ParqueCidadeJardim has almost 100 percent occupancy and is Sao Paulo’s premier luxury shopping destination.

for more info: www.bmfbovespa.com.br/pt_br/servicos/formador-de-mercado/renda-variavel/jhsf.htm

Larkin & Lacey Frontera Fund Bring Change To Border Issues

The Larkin & Lacey Frontera Fund was founded in 2007 but Jim Larkin and Michael Lacey. Jim and Michael are lifelong journalists and protectors of their first amendment right. They were arrested by the Maricopa Country Sheriff, Joe Arpaio, after they released some information about him. The two men were taken from their homes and detained unfairly.

They decided to sue the county and after nine circuits in the United States Court of Appeals, they won a settlement of over $3 million. Jim and Michael decided that they wanted to help other people who’s rights had also been violated.

That is why they decided to create the Larkin & Lacey Frontera Fund and dedicate the money they earned in the court settlement to helping human, civil, and migrant rights groups in the Arizona area. Since they are based in Phoenix, Michael and Jim are particularly involved in immigration rights along the United States and Mexico border.

They are working to bring light to the border killings that are becoming increasingly common. Michael and Jim are also co-founders of Village Voice Media and Phoenix New Times.

One of the groups that is funded by the Larkin & Lacey Frontera Fund is the Colibri Center for Human Rights. They were actually one of the first organizations to receive the support of the Larkin & Lacey Frontera Fund. Larkin and Larcey are based in Tucson, Arizona and are a family advocacy program that is also nonprofit.

They are mainly focused on the United States and Mexico border. They come at the issue from a human rights perspective, because the natural rights of these immigrants are being violated every day. They have three main programs that they run through their system.

One of the main things that they focus on is to build a bridge between the gap between the families of missing people and the medical examiners that work on the bodies. The Colibri group meets with families who are missing someone and help them create detailed missing persons reports. These reports go into the details that are usually not recorded.

Some examples of the information they gather are defining tattoos, belt buckles, and watches. They then provide the medical examiners with this information. This has proven successful and led to an increase in the number of bodies that are identified. Learn more about Jim Larkin: http://www.bizjournals.com/phoenix/potmsearch/detail/submission/6427427/Jim_Larkin and https://www.facebook.com/jimlarkin53

The Colibri group is also beginning a revolutionary new DNA program. Since many of the dead migrants are found in harsh desert conditions, they often cannot be identified using the regular methods like photo identification and fingerprint matching. As a result, Colibri is gathering DNA samples from the families of missing people.

They deliver these samples to a genetics lab which then compares that DNA to the DNA that was gathered from the bodies. This will allow them to identify a much larger number of bodies. This will provide relief to the families who are left wondering what happened to their loved one. In addition, the Colibri group also provides services for the families and gives them the opportunity to connect and grief together.

Read more: Jim Larkin | Twitter


Michael and Lacey Approaching Journalism in an Outstanding Approach

Michael Lacey and Jim are well-known journalists, who established the Frontera Fund, a group which supports civil, human and migrant rights. Michael and Jim were sued by Sherriff Joe Arpaio after they published a case about the Sherriff that was still in proceedings. The journalists were arraigned in court in October 2007, and they were proved innocence. Then, they were given a court settlement of $ 3.75 million. They used the money to found the Frontera Fund to protect the rights of the people of Arizona and beyond.


The two journalists have been working together productively for years, and in 2015, they established the Front Page Confidential, a journalistic website which mainly concentrates on covering issues about the First Amendment. Michael and Jim publish Front Page Confidential and it covers most important news and historical aspects of free speech and encourages people on how to speak freely. The journalistic paper has been appreciated by many people especially those who have been denied the freedom of speech which was the first amendment. Many people have learned to speak their minds by reading Front Page Confidential articles. Moreover, many topics have not been given enough media play to have people get to know about it and have opinions, and they are always published on Front Page Confidential to air them out.


Michael and Lacey were also popular for being the founders of Village Voice Media (VVM) which they sold in 2012 but retained its backpage.com online listing. However, there have been controversies claiming that backpage.com is an online listing which promotes sex trafficking. The two newspapermen were arrested while investigations of other operators of the online listing were in the process. Senator John Mccain and his wife Cindy Mccain were happy that backpage.com was being seized, with Cindy claiming she had warned them. John Mccain took it on Twitter to express his happy feelings, and he thinks that seizing backpage.com was an essential step in the fight against human trafficking.


The Professional Milestone Of John Goullet

John Goullet is a known developer in the IT sector and the co-founder of Diverstant Inc. In 1983 he graduated with a Masters degree from Ursinus College. Goullet began his career as an IT consultant but ten years later shifted to IT Staffing. Goullet initially he kicked off his career working with Computer Science Corporation, New Jersey for two years. He later also worked with Constell Group in Piscataway for three years. He made a significant contribution to the achievement at Cap Gemini America where he worked as an IT consultant. For several years Goullet worked with other IT companies like Information Services, Bridgewater and Tsr Consultants where he gathered expertise in contemporary market patterns of the IT world. He obtained expertise in IT staffing, network engineering, and mobile development.


In 1994 he started his IT Company, Info Technologies which later became a recognized company nationwide. Info Technologies aimed at studying the corporate markets and identifying client needs. It also came up with solutions that specifically the needs of its clients uniquely. The company provided IT solutions for the Fortune 500 companies. The company was later ranked number eight among the top 500 fastest growing privately owned entities in the United States by the Inc. Magazine. Due to his 25 years of expertise, John Goullet made a name for himself by coming up with successful ideas that could be incorporated in the field of IT. His company grew to have a net worth $ 30 million.


In 2010, John Goullet partnered with Gene of Diversant Inc. The two merged their companies to form Diversant LLC. The rebranded company has its headquarters in Red Bank, New Jersey. The company was recently verified as a minority-owned company in the United States. As the company’s principal John Goullet is still actively involved in coming up with new ways to curb challenges facing the IT sector. The company additionally has professional experts who participate in the provision of creative diverse solutions, hiring and IT staff augmentation for their clients. The company still works with its long-term client 500 Fortunes and other companies in providing IT staffing and solutions for them.

John Goullet Offering Business Technological Solutions to Businesses through Diversant

John Goullet is an IT entrepreneur keen to provide businesses with solutions and staff who meet industry requirements. He started his career as an IT consultant before establishing Info Technologies in 1994. As the Chief Executive Officer of Info Technologies, John took an in-depth search on the corporate environment to establish varying business needs and matching them with solutions and staff. His services focusing on serving Fortune 500 companies across the United States. In five years, he managed to grow Info Technologies to a worth of over $30 million and later merged with Diversant in 2010.

Goullet works as the principle of the Diversant LLC. The company offers local and international industry players with varying IT solutions tailored for individual business. The solutions are tailored through an interactive platform with the client that establishes the individual needs on which solutions are crafted. Through this model, clients are treated as business partners ensuring all needs are addressed. Using expertise and experience, the company sources for qualified IT staff who match the clients’ requirements taking into consideration talent and skills. The company operates with a team of talented IT professionals who develop customized software in accordance to individual client needs.

John Goullet offers young professionals an opportunity to land the perfect jobs. He creates policies and standards that guide the new staff to gain skills required by employers. Having been an industry player with over two decades of experience, he matches the employee’s talents with appropriate companies giving them the right environment to practice and grow in the industry. He further mentors and provides candidates with information on skill required to attract employers. Diversant uses the STAR program for the purpose of vetting and identifying credible IT candidates to take-up responsibilities in client’s businesses.

Goullet works with different companies to solve technological needs. Working closely with IT departments in the companies, he undertakes regular evaluations of the hardware and software needs of client companies and advice on required upgrades to meet individual business requirements. This is alongside offering customized solutions and talented staff for the purpose. Keeping track with modern technology maintains John Goullet and Diversant as a leading technological solutions provider.

How John Goullet Achieves Business Success

John Goullet sits at the helm of management of Diversant LLC, a leading IT company at its principal. Diversant is an IT staffing firm that offers its services to Fortune 500 companies and mid-market business and customers. The company has rapidly grown to receive recognition for its financial success. The accomplishment is an assurance of the firm’s ability to deliver its services satisfactorily to its top-notch clients. A strict commitment to quality is one of the core values of the company which has enabled it to grow into a strong organization.


The survival of Diversant LLC even through market overturns is an evidence of John Goullet’s expertise as a visionary leader. As the chairman, he has exhibited a high level of professionalism in his dealings with employees and clients. The IT professional insists on ethical behavior, discipline and respect by the staff. Additionally, he encourages teamwork and innovation in building the IT Company. Today, Diversant LLC is the biggest company in the US owned by persons of African-American descent besides being the leading in the industry.

John Goullet began his career as an IT consultant after completing his master’s degree in computer science from Ursinus College in 1983. In 1994 he shifted to IT staffing and later opened his staffing company, Info Technologies. The company became a quick success, providing services to some of the leading Fortune 500 companies. In less than five years, the company grew to a net worth of $30 million. It featured in Inc. Magazine’s list of top privately-held companies having the fastest growth rate in the country.

To increase its market base, John Goullet merged his company with Diversant Inc. to form Diversant LLC. As a leader and mentor, Mr. Goullet is keen on instilling into young employees the need for professionalism and composure. He believes that these two traits are keys to pushing through the unavoidable harsh economic times. Hard work, and focus on meeting targets are other values John believes are essential for success in investment. He is currently striving to develop cutting edge innovations that meet the needs of the dynamic IT industry.

Traveling Vineyard And The Wine of France

While buying individual bottles from your closest Traveling Vineyard wine guide would do the trick if you’re looking to try a bunch of different flavors, there’s also the option of attending a wine tasting to get a taste of new and interesting wines. Why not in the French countryside, of all places? That’s a sure fire way to expand your palate, while providing you and your traveling friends something new and interesting to partake in while visiting abroad.

It’s no secret that France is one of the first places that come to mind when thinking of prime wines. France is one of the most primary wine producing countries in the world, after all. Due to its ideal climate and optimally balanced soil levels, grapes thrive in the lustrous French countrysides. Not only is France one of the main countries for grape growth dedicated to wine bottling but wine making has been a time honored tradition in France for centuries, integrating itself into the country’s very culture. It serves as one of their largest tourist products and the idea of trying authentic French made wine has caused people from all over the world to flock to France for the main purpose of traveling their wine routes and the chance to try some of that delicious beverage so synonymous with merrymaking and camaraderie.

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Some of the most well known and trusted wine brands open their vineyards to public perusal. You can do plenty while on a tour through France’s countryside. Many vineyards offer tastings and tours but it goes without saying that this top quality treatment will come at a bit of a cost. There are smaller vintners available that offer a bed and breakfast sort of deal for their visitors and often this allows you to get a close up look at the process of wine making. Traveling Vineyard has its own opinion about what makes a good stop in the multitude of wine routes available through France. If you want the best of all worlds, then consider taking up the unique and less costly experience of a virtual wine tour with a Traveling Vineyard wine guide.

Learn more about Traveling Vineyard: http://www.theworkathomewoman.com/business-wine-lovers/

How Healthcare is Changing in the World of Investors

Highland Capital Management is now one of the largest global credit managers. Highland Capital Management specializes in an array of credit strategies. They have a diversified client base and is headquartered out of Dallas, Texas. Highland Capital Management has offices located in Seoul, Singapore, New York, and Sao Paolo.

Community is very high on the list for Highland Capital Management and they have invested in many good causes. They are very strongly invested in the communities where their employees live and work and donate their time as well as financial support.

Highland Capital Management has a healthcare-focused fund that is worth $147 million and in Asia will work with Stonebridge Capital to co-manage a fund. The investors participating in the fund along with the NPS Korea fund have certain objectives as it pertains to their investment returns. This includes access to certain opportunities for investments in order to serve their objectives.

This will be the very first healthcare-orientated equity fund in Asia for Highland Capital Management and the strategy of the fund aligns very well with the interests of Highland Capital Management. They are expecting great success from their endeavors and are advancing forward with great confidence as well.

The focus of the fund is to target the middle market healthcare companies located in North America as well as in Asia. The increases access to healthcare services in Asia are creating more and more complex demands on the sector and is helping to create more opportunities for investors in healthcare.

Why You Should Visit Napa Valley

Napa Valley is very famous because of its wine. The area is one of the places that produces the best grapes wine production, and it attracts visitors from all over the world. Everyone loves wine, and this explains the success of the city. However, Napa Valley has more than that. The region attracts tourists who explore the fascinating sights that Napa Valley has to offer. Traveling Vineyard Wine Guides is one of the reputable firms in the area, and it will take you through the following:

Strolling at the Napa Art Walk

If you love 3-D art, then it is important to visit the Napa Art Walk exhibition. The event is top-rated in the area, and it has some of the best work that puts it in the spotlight. It has sculptures from all parts of the world. Purchasing any item in the exhibition will benefit the communities too. Some of the money is kept for funding the shows in future.

Napa Valley History

Are you one of the people who love history? Then you might wonder how the area looked like many years ago. All the answers you need will be found at the traditional Napa Valley Historical Society. This institution focuses on collecting all the physical pieces from the region so the public can enjoy.

Take a cooking class

Although wine is the primary activity in Napa Valley, food is one of the important features too. Food and drinks have always gone together after all. If you want to learn how to prepare delicious meals, then you can visit the Silverado Cooking School in Napa Valley so that you can polish all your culinary skills. Some of the famous and respectable chefs are found in the school, and they will give you all the advanced techniques you need.

Traveling Vineyard is an institution that gives people an opportunity to enjoy life outside the corporate model. There are independent wine guides who will offer you the experience you have been looking for. At Traveling Vineyard, the guides will control their schedules, work environment and incomes. You will also get the best wines, support, and training with the professionals.

Better Leadership with Vincent Parascandola at AXA Advisors

Vincent Parascandola as one the known businessman he established AXA Advisors to be the best leading French International organization which give good security to their esteem clients. The recognition of the organization is due to the company offering better services to their clients and they are well served and satisfied. Furthermore in 1859 is when the company began and Vincent Parascandola made the organization grow due to the better supervision he provides in the organization. Universal Insurance and Investment Administration are some of the other services that the organization gives.

Vincent Parascandola also made sure that he develop the company by spreading the company services to another country such as Western Europe, North America, Asia –Pacific region, Africa and the Middle East. Although when the company began its original name was Mutuelle de L’assurance center L’incendie in the year 1816 which it was later on changed in the year 1985 to AXA Advisors. With a total of €9 billion, the AXA Advisors attained Winterthur Group which is a top company in Swiss that help an individual with insurance matters.

In the year 2008 AXA Research Fund is one of the charity center that AXA Advisor contributed introduced to the community so they can help numerous fund research center to research on the hazardous factor that may occur in the environment and affect the human race hence helping a lot of people and also in order to solve these challenges they introduced 256 research project which they financed for 3 years.

Sales, Financial and the growth of the company is what as the senior President of AXA Advisors, LLC Vincent Parascandola handles in the company and also ensure their clients are well served. As a graduate with a bachelor’s degree in science from Pace University enabled him to attain a lot of experience and expertise which made him unique.

Furthermore, Prudential organization is where he began working as an agent and made him be well trained and he accomplished a lot of knowledge. He also served at MONY Life Insurance Company when he moved from Prudential. His objective is to always ensure that AXA Advisor is always providing better services and grow rapidly.